Phone: 801-377-4222
Overdraft Protection
Everyone makes mistakes, but those mistakes don't have to be so costly. We offer overdraft protection to help you protect your account, your purchases, and your credit. We automatically cover checks and automatic payments. Opt in to ensure your debit card purchases and ATM transactions are too!
- Summary
- Automatic coverage on checks and automatic payments
- Opt in to cover ATM transactions and everyday debit card use
- Protect your account from overdrawing your balance
- Avoid denied debit card purchases
- No bounced checks or merchant NSF charges
- Overdraft line of credit available
- Overdraft Fees
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- $28 per overdraft item paid
- Additional $2.50 per day for overdraft balances of $0.01 - $999.99
- Additional $12 per day for overdraft balances of $1,000 - $9,999.99
- Additional $50 per day for overdraft balances of $10,000 or greater
Overdraft fees apply to overdrafts by check, in-person withdrawal, ATM withdrawal, or other electronic means.
There is no limit to the total overdraft fees.
Example: Check is paid in overdraft for $15 and the account remains overdrawn for five days. AmBank would charge the customer $28 for the paid check plus $2.50 for each day (5 days) the account was overdrawn. The total charge would be $40.50.
